In an online banking application, which of the following would BEST protect against identity theft?

In an online banking application, which of the following would BEST protect against identity theft?

A.
Encryption of personal password

B.
Restricting the user to a specific terminal

C.
Two-factor authentication

D.
Periodic review of access logs

Explanation:
Two-factor authentication requires two independent methods for establishing identity and privileges. Factors include something you know, such as a password; something you have, such as a token; and something you are, which is biometric. Requiring twoof these factors makes identity theft more difficult. A password could be guessed or broken. Restricting the user to a specific terminal is not a practical alternative for an online application. Periodic review of access logs is a detective controland does not protect against identity theft.